T/SIA 005-2018 ICS 35.020 I642 T/ SIA 中国软件行业协会团体标准 T/ SIA 005—2018 个人金融短信处理、传送、监控及管理技术规范 Technical specification for personal financial Short Message Service （SMS） processing, transmission, monitoring and management 2018–6–20发布 2018–7–20实施 中国软件行业协会 发布 T/SIA 005-2018 I 目次 目次 ................................ ................................ ................................ ................................ ....... I 前 言 ................................ ................................ ................................ ................................ . III 1 范围 ................................ ................................ ................................ ................................ .. 1 2 规范性引用文件 ................................ ................................ ................................ ................ 1 3 术语、定义和缩略图 ................................ ................................ ................................ ........ 1 3.1 术语和定义 ................................ ................................ ................................ ................................ .... 1 3.2 缩略语 ................................ ................................ ................................ ................................ ............ 3 4 基本要求 ................................ ................................ ................................ ........................... 3 4.1 原则 ................................ ................................ ................................ ................................ ............... 3 4.2 企业责任 ................................ ................................ ................................ ................................ ........ 3 5 金融机构个人金融短信的生成与处理 ................................ ................................ ............... 4 5.1 个人金融短信的内容要求 ................................ ................................ ................................ ............ 4 5.2 个人金融短信分类 ................................ ................................ ................................ ........................ 4 5.3 个人金融短信格式 ................................ ................................ ................................ ........................ 6 5.4 个人金融短信退订 ................................ ................................ ................................ ........................ 7 5.5 信息反馈接收和处理 ................................ ................................ ................................ .................... 8 6 金融机构与监控管理平台间的信息传输 ................................ ................................ ........... 8 6.1 传输安全 ................................ ................................ ................................ ................................ ........ 8 6.2 传输连续性 ................................ ................................ ................................ ................................ .... 8 6.3 单点接入 ................................ ................................ ................................ ................................ ........ 9 7 监控管理平台个人金融短信处理及性能 ................................ ................................ ........... 9 7.1 功能类 ................................ ................................ ................................ ................................ ............ 9 7.2 非功能类 ................................ ................................ ................................ ................................ ...... 10 8 监控管理平台与电信运营商短信网关间信 息传输 ................................ ........................... 11 8.1 传输安全 ................................ ................................ ................................ ................................ ...... 11 8.2 传输连续性 ................................ ................................ ................................ ................................ .. 11 8.3 优先传输 ..............................