ICS 内蒙古信用商会团体标准 T/XY001-2018 内蒙古信用商会信用评价基本规范 BasicStandardsforCreditEvaluationofInnerMongoliaCreditAssociation 2018-11-12发布 2018-11-13实施 内蒙古信用商会发布T/XY001-2018 前言 本标准按照GB/T1.1-2009给出的规则起草。 本标准由内蒙古信用商会提出并归口。 本标准共分9章和2个附录，主要内容包括：本标准适用范围、 规范性引用文件、术语和定义、信用评价基本规定、信用评价流程、 内蒙古信用商会信用等级符号及含义、信用评价的指标项及权重分配 规则、信用评价报告、评价结果发布等。 本标准起草单位：内蒙古信用商会。 本标准主要起草人：孙文磊、李娜、张姬、彭美娜。 本标准是首次发布。T/XY001-2018 目次 1范围.............................................................................................................................1 2规范性引用文件.........................................................................................................1 3术语和定义.................................................................................................................1 3.1信用.................................................................................................................1 3.2信用风险.........................................................................................................1 3.3信用信息........................................................................................................1 3.4信用评价........................................................................................................1 3.5信用评价机构................................................................................................1 3.6信用评价指标................................................................................................2 3.7信用等级........................................................................................................2 3.8信用评价报告................................................................................................2 3.9信用等级公告................................................................................................2 4信用评价体系.............................................................................................................2 4.1信用评价特点.................................................................................................2 4.2信用评价原则.................................................................................................2 4.3信用评价流程.................................................................................................3 4.3.1受理..................................................................................................3 4.3.2信息核实..........................................................................................3 4.3.3初评阶段..........................................................................................4 4.3.4实地调研..........................................................................................4 4.3.5等级确定..........................................................................................5 4.3.6反馈与复评......................................................................................6 4.3.7结果公示..........................................................................................6 4.3.8跟踪安排..........................................................................................6 4.3.9文件存档..........................................................................................6 5信用评价标准.............................................................................................................6 6信用评级指标.............................................................................................................7T/XY001-2018 7信用等级及释义.........................................................................................................8 7.1信用等级调整.................................................................................................9 8信用评价的指标项及权重分配规则.........................................................................9 9信用评价报告.............................................................................................................9 9.1报告概述........................................................................................................10 9.2报告声明................................................................................................